Bank Transfers at the Speed of Now
Trice API connects real-time money in and money out transfers to RTP/FedNOW enabling fast, frictionless, and worry free payments.
Clients Moving at the Speed of Now
The Cost of Waiting
A lot can happen in 3-5 business days while you wait for a traditional bank to process a transaction. Using this slower method, transfers crawl through outdated systems, hitting roadblocks like processing windows, settlement delays, and insufficient funds. This results in lost opportunities, frustrated customers, and a serious hit to your bottom line.
The Trice Difference
Waiting isn’t just annoying, it’s a competitive disadvantage. Trice eliminate the lag, so you never pay the price of operating on outdated payment rails.
Put “Pending” in the Past
Eliminate the friction, delays, and uncertainty of traditional bank transfers. Trice is the force multiplier for businesses that need an instant, irrevocable, and friction-free payment solution.
Instant Deposits
No more waiting for funds to clear. Move money in real time, ensuring your customers and partners get access to funds exactly when they need them.
Request for Payment
Trigger real-time payments with a simple request. Whether collecting from customers or streamlining transactions, Trice makes payments instant.
Balance Top Ups
Keep accounts funded without the wait. Instantly replenish balances to ensure seamless transactions and uninterrupted service.
Recurring Transfers
Save time with automated instant payments for subscriptions, payroll, and recurring invoices. No delays. No manual intervention. No headaches.
Money-in
Get Paid Instantly
Speed is a business advantage. With Trice, funds settle in real time, eliminating delays and ensuring businesses can operate without cash flow disruptions.
Irrevocable Funds
Once the money moves, it’s final.
No chargebacks. No reversals.
Just irrevocable certainty with every transaction.
Increase Conversion
Allowing your customers to seamlessly transfer funds from their accounts means faster deposits, which leads to faster growth.
Instantly Fund New Accounts
By activating and funding user accounts instantly, they’re able to immediately use those accounts to make purchases.
Money-Out
Pay Out with Certainty
Send money instantly with the confidence that it will land securely without processing delays, clawbacks, or friction.
More Secure Payments
Real-time transactions reduce fraud risk, making payments more secure and reliable than traditional rails.
Instant Cash Out
Give customers, vendors, and employees immediate access to their funds with instant cash-outs, eliminating frustrating payout delays.
Faster Merchant Settlement
Settle transactions instantly, so merchants don’t have to wait days for funds to become available.
Ready to Move Now?
See how Trice can transform your payment experience with real-time money movement.
About TRICE
The Team and Tech Behind Trice
Trice is redefining how money moves. Built by experts in payments, fintech, and banking infrastructure, our technology is built for scale, speed, and security, empowering businesses to move at the speed of now.
FAQ
Have Questions? Don’t Wait On Answers Either.
Have a question for us? Here are some of the most common questions we hear to help you better understand the benefits of Trice.
What is Trice?
Trice is an embedded payment API designed for high-velocity, real-time money movement. Built on RTP and FedNow rails, Trice facilitates instant, irrevocable transactions with zero settlement risk, eliminating chargebacks and reducing liquidity friction.
How does Trice facilitate real-time payments?
Trice operates directly on real-time gross settlement (RTGS) infrastructure, leveraging ISO20022 messaging for enriched data transmission. Our API supports request-for-payment (RFP) workflows, instant credit-push transactions, and automated reconciliation, ensuring seamless, error-free processing.
What industries and institutions benefit from Trice?
Trice is optimized for financial institutions, fintech platforms, digital wallets, alternative lenders, B2B payments, and embedded finance applications that require low-latency, high-certainty payment execution without reliance on batch settlement cycles.
How does Trice compare to ACH, wire, and card-based payments?
ACH and wire transfers rely on deferred net settlement (DNS), introducing clearing delays and potential NSF risk. Card transactions introduce interchange fees and chargeback liability. Trice eliminates both by providing final, real-time gross settlement (RTGS) without intermediaries, ensuring immediate funds availability.
What compliance and security protocols does Trice implement?
Trice adheres to ISO20022 data standards, enabling structured remittance messaging for improved reconciliation and fraud detection. Our platform enforces real-time KYC/KYB validation, multi-factor authentication (MFA), and end-to-end encryption for transaction integrity.
How long does it typically take to integrate?
Trice offers rapid integration via API-first architecture. With developer tools, sandbox environments, and compliance-ready onboarding, businesses can enable real-time payments in weeks rather than months.